Truth Seeker
Posts: 1
Registered: ‎08-10-2014
0 Kudos

Best Buy Financing

Hey guys so I was looking into financing options that best buy offers and I like the no interest 24 months payment option. What I was wondering is can I finance a laptop that is about $1200? I am a student and I just got my first credit card so do I need credit history? Also does my credit card limit matter? What do they check when approving for financing? Any help would be appreciated so thanks in advance everyone
Epic Genius
Posts: 550
Registered: ‎10-18-2010

Re: Best Buy Financing

[ Edited ]

Hey @logibear56789 ,

You would need to apply for the Best Buy financing card, which is essentially a new credit card.  Your credit rating is important, but I have seen students get approved before.  Your best bet would be to go in to a local store and talk to the folks there.  If you wanted to apply there, make sure to bring photo ID and a credit card (they use it to do the credit check).  I can't say if you will get approved (since it isn't up to me) but having limited credit history doesn't necessarily mean you won't get approved.

David G.
Multi-Channel Sales Assistant
Best Buy Kanata